College finance project reportlavori

I need experienced actuaries who are proficient in statistical analysis to conduct research on bias reports in the insurance industry. Key requirements: - Your application should demonstrate your experience in the field of actuarial work. Skills and qualifications: - Extensive experience in statistical analysis - Familiarity with research metho...experience in statistical analysis - Familiarity with research methodologies - Previous experience working with bias reports Understanding actuarial principles and statistical analysis is crucial, as the goal is to accurately determine percentages in bias reports. Your experience and understanding of the industry will be highly beneficial, and I am looking for someone who can provide a detailed project proposal which showcases their e...

...seeking a finance specialist with experience in recapitalization efforts. Key tasks for this project include: - **Valuation Analysis**: I need someone who can perform a thorough valuation analysis based on the financial data available. - **Debt-to-Equity Ratio Calculation**: The ideal candidate will be able to calculate the current debt-to-equity ratio and provide recommendations for improvement. - **Return on Investment Analysis**: A comprehensive ROI analysis is necessary to evaluate the potential outcome of the recapitalization effort. I have all the relevant financial data in hand, so the focus will be on the calculations and recommendations based on this data. The primary goal of this recapitalization effort is to restructure the company. The perfect candidate for...

I need a skilled translator with an excellent command of both English and Italian, and a strong understanding of finance industry terminology to assist with a 30-minute business call. Key Responsibilities: - Translate Italian to English in real-time during a business discussion - Convey industry-related finance terminologies accurately Ideal Skills: - Fluent in Italian and English - Prior experience in live translation particularly in Finance Please note, accuracy and professionalism are of paramount importance for this job.

Topic: Unveiling the Future of Nuclear Energy: Resource Availability, Technological Advancement, and Safety Perspectives. Format: Journal Article Double line spacing, and 10-12 point font. With sections of Introduction, Methods/Data, Results and Discussion, Conclusions/Remarks). Citations and Turn-it-in report are also required.

...create a n8n script to login to a specific website and extract stock data for multiple companies. Key features of this project include: - Extraction of table data: You should have knowledge and experience working with web data extraction, specifically with table data. - Selection of stocks data: The script should have the ability to select and extract information from the stock table. - Capability for multiple companies: The tool should be versatile to handle data extraction for multiple companies, not limited to just one. Experience in the use of n8n for data extraction from websites, especially in the finance sector, will be a significant advantage for this project. One of the page is: And the table is in the "premium" div. The credentials will ...

I am looking for a detailed report focusing on how algorithms, particularly those of Facebook, can be manipulated to influence user engagement. Key Points: - Focus on Facebook: The report should specifically delve into the realm of Facebook's algorithms. - User Engagement: The primary area of concern should be how these algorithms can be corrupted to manipulate user engagement. This could include increasing or decreasing user reach, influencing content visibility, etc. Ideal Skills and Experience: - Proficiency in Algorithms: A strong understanding of how algorithms operate, particularly in the context of social media platforms, is essential. - Research and Analysis: The ability to conduct in-depth research on the topic and present findings in a structured, coherent ma...

I'm in need of creating a series of articles that will provide investment tips specifically for beginners in the Bitcoin market. These articles are supposed to be clear, concise, and easy to follow for someone who may be new to investm...will provide investment tips specifically for beginners in the Bitcoin market. These articles are supposed to be clear, concise, and easy to follow for someone who may be new to investment in cryptocurrency. Ideal Skills and Experience: - Demonstrated experience in investing in Bitcoin and other cryptocurrencies - Previous experience in writing articles for beginners, especially in the field of finance and investments - Strong understanding of the technical aspects of Bitcoin and other cryptocurrencies - Ability to write in a professional and ...

...topic of the presentation is 'Business and Finance'. The information should be a high-level overview, so it should not get bogged down with too many intricate details. A clean, professional and engaging design is imperative. The presentation should be structured in such a way that it's easy for the audience to follow and understand the main concepts in the field of Business and Finance. The presentation is a monthly project progress report for an engineering project. The audience is the senior management of the company. I need the freelancer to have a contribution to the content, as well. However, the directions for the content will come from me Ideal skills and experience for this job include: - Strong understanding of Busin...

I'm in need of a professional who can analyze comprehensive survey data and present the results in a detailed, report that relates to each hypothesis for my thesis research. The analysis is expected to be done using Excel analyses then further descriptive analysis is needed, focusing on summarising the main characteristics of the data and how they prove/disprove each hypothesis. This will involve exploring the responses to the survey questions, identifying patterns, trends, and constructing summary statistics. The key deliverable for this project will be as follows: an Excel spreadsheet with... - raw data in one tab (provided for you in the attached excel document) - cleaned data a separate tab (provided for you attached excel document) - your statistical analyses on...

...ecommerce website, specifically in the fashion and accessories category. Key Aspects: - The main objective of the project is to increase the conversion rate, not just the website traffic. - The primary target audience for these campaigns is middle-aged adults (25-54). Ideal Skills and Experience: - Proven track record of managing successful Google Ads campaigns for ecommerce. - Experience in the fashion and accessories industry would be a significant advantage. - Understanding of the behavior and preferences of middle-aged adults. - Ability to optimize campaigns for increased sales conversions, not just clicks. - Proficiency with Google Ads tools and analytics to track and report on performance. Please include examples of your previous work in similar projects when ...

I'm seeking a skilled and experienced professional to conduct a thorough residential floor survey. This project primarily focuses on assessing the structural integrity of the 1st-floor bedroom of my property. As such, your grasp on engineering principles and residential structures will be instrumental to this project. Your duties will involve: - Checking the structural soundness of the identified floor area. - Identifying signs of floor weakness or failure. - Providing a detailed report on the condition of the floor, including potential challenges and suggested solutions. Ideal skills and experience include: - Proven experience with similar projects in residential properties. - A clear understanding of building structures and materials. - Excellent analytical ...

I'm in need of a skilled Chemical Engineer with a specialization in Reaction Engineering to conduct a review of the Dry Methane Reforming process. Key Objectives: Attached The report should be 10-12 page. Only Technology and technical Detail reported in Q1 and Q2 journal to be considered.

I'm looking for a skilled developer to help me create a finance website. I'm in need of someone who has a strong background in web development, particularly in creating intuitive user interfaces and crafting user-friendly web applications. Since the questionnaire was skipped, the website will require a range of functions, such as account registration and login, portfolio tracking, and possibly investment calculators. We can discuss the specific functionalities in more detail once we're in touch. If you have experience in finance or fintech, that would be a big plus, but it's not a requirement. The successful freelancer should include past works and experience in their application. I'm particularly interested in seeing examples of websites and applic...

I'm in need of a professional for a pre-employment vetting task. The primary focus of this task is to verify job title/duties of past employment of a candidate. Ideal Candidate: - Proficient in conducting employment checks - Prior experience in...for a pre-employment vetting task. The primary focus of this task is to verify job title/duties of past employment of a candidate. Ideal Candidate: - Proficient in conducting employment checks - Prior experience in verifying job titles and duties - Excellent attention to detail - Strong communication skills to ensure a clear report is provided In summary, I require a basic overview of the job title and duties - no need for a comprehensive report. Please ensure the report is concise and provides a clear understanding o...

I'm looking to develop a sophisticated software for managing the maintenance and service aspects of my heavy-duty truck fleet. The system should be able to accomplish the following: - Maintenance Scheduling: Implement a robust maintenance scheduling system to ensure timely servicing of trucks. Print report of due data - Inventory Management: Inventory control for trucks list, spare parts, ensuring they're available when needed. Warn when low count, - Service Reminders: Automatic reminders for upcoming services and maintenance checks. - Reporting and Analytics: Provide detailed reports and analytics for performance evaluation and decision-making. - User Roles: Multiple user roles - for fleet owners, store manager, service technicians, and drivers. - Parts Management: An ef...

I'm looking for an experienced Power BI developer to help me with an urgent data analysis project. The project encompasses various tasks including data visualization, report creation, and data modeling. The scope of the project is broad, including: - Analyzing sales data - Predicting customer behavior - Identifying trends and patterns The data sources for this analysis will be primarily database records. Ideal candidates will have: - Proficiency in Power BI - Strong background in AI data analysis - Experience with various data sources, especially database records Your task will be to transform raw data into actionable insights and visualizations. The project has a tight deadline, so I need someone who can work efficiently without compromising on q...

I'm looking for a detail-orie...first - I need these urgently - charts can come later. Time is critical - ideally 24 hours. - Sector-wise breakdown: I am particularly interested in the finance/investment sector. Hence, your role will be to provide in-depth insights into the investment figures within this sector. Ideal candidate should have: - Strong research experience - Experience in economics or finance - Ability to analyze & interpret data - Proficient in Excel or data analysis tools - Access and experience with databases including Office for National Statistics (ONS) in the UK /EUROSTAT and STATISTA (paid) for the EU and Investment Association (UK) This project requires a detail-oriented, problem-solving researcher. The figures/charts should all be ref...

I'm looking for an expert in Excel who can assist me ...be to help me track and effectively manage two team members expenses. Key requirements for this project are: - Excellent proficiency in Excel, particularly in designing complex budgets and financial spreadsheets. - Experience creating automated functions within Excel, specifically for totalling expenses. - Ability to create a user-friendly and aesthetically pleasing interface that enables efficient data entry and report viewing. The freelancer would need to provide consistent updates and flexibility for potential adjustments during the process. This initiative is essential for my financial planning and needs to be done professionally. If you're an Excel wizard with experience in finance & budge...

...etc. REQUIREMENTS: • Must be living in (or nearby) San Fernando, Trinidad and Tobago • Has a camera or phone/tablet of quality with a camera, internet access Please see the attached file for the site visit guideline. You are only required to deliver the pictures, video & observations and are not expected to put together a report like the Sample Report. Note: Milestone will be released the following week after the site visit to give us time to organize the report and contact you if we need additional clarification....

...be observant and discreet in order to undertake this visit. You need to remain in the test centre and complete the exam as if you were a genuine entrant. We have full guidance notes to assist you, which give a very clear background of the environment. The actions that you need to take are actions that test takers attempt, so do not be worried about carrying them out. After the visit there is a report to complete, it is not lengthy but you need to explain what you did and what were the staff responses. The visit lasts one and a half hours. Your payment is $80 per visit. Note that you will need a valid, photo and signature bearing ID for this visit.”...

...Arthwise using React Native. It's all about democratising financial expertise and empowering users with valuable insights to navigate the world of investments. Now, I need someone with backend wizardry to help bring Arthwise to life! This isn't your typical job post – it's more of a collaborative side hustle. We'll be building something together that has the potential to change the game in the finance world. What I'm Looking For: Someone who's passionate about building scalable applications. Experience with backend development, RESTful APIs, and microservices. Familiarity with database management (SQL/NOSQL) and cloud services. A creative problem solver with a knack for turning ideas into reality. What You'll Do: Set up the backend...

I'm looking for a professional who can help me enhance my web system. The enhancements I require are as follows: User/ Vendor: - User Receipt Upload: Users can upload their receipts and manually key in specific data... -State - Expired date voucher - Voucher amount or % Discount - Phone - Point deduct when redeem - Vendor joining until when - Admin dashboard will display who vendor will expired joining, or coming soon. Must have report -Admin can Disable/Enable vendor joining if no make payment. I'm in a bit of a hurry and would appreciate getting this done within a month. Ideal Skills: - Proficiency in web development - Experience with database management - Ability to implement user-friendly features - Strong project manageme...

I'm in urgent need of an experienced designer well-versed in HTML5, CSS, React, and NodeJS to breath a new life into the design of a medical test report for my existing application. Key Points: • I'm keen to see a transformation in terms of updated font and color choices, with enhancements in the overall layout and organization further adding to visual appeal. • The design style I'm looking for is a blend of clean and minimalist, modern and sleek, and professional and corporate. • Time is of the essence for this project, requiring somebody who can deliver high-quality results ASAP. Ideal skills and experience: • Proficiency in HTML5, CSS, React, and NodeJS • A strong grasp of modern design principles • Prior experience with des...

...etc. REQUIREMENTS: • Must be living in (or nearby) San Fabian, Pangasinan, Philippines • Has a camera or phone/tablet of quality with a camera, internet access Please see the attached file for the site visit guideline. You are only required to deliver the pictures, video & observations and are not expected to put together a report like the Sample Report. Note: Milestone will be released the following week after the site visit to give us time to organize the report and contact you if we need additional clarification....

I'm looking for a seasoned digital marketing expert to assist me in boosting my online presence through a range of services. Key Tasks: - Social Media Marketing: You'll be responsi...enhance the visibility of my website on search engines. This involves optimizing content, fixing technical issues, and building backlinks. - Pay Per Click (PPC): I need assistance in managing my PPC campaigns to increase traffic to my website. The goal of this project is to: - Enhance my website traffic - Generate more leads - Boost brand awareness The ideal candidate should have a proven track record in managing successful digital marketing campaigns, particularly in social media marketing, SEO, and PPC. Good communication skills and report generation are a must. Please only apply ...

We need a Facebook Community Moderator for a 7K-member group - POD (print-on-demand) brand. Responsibilities: - Build close relationships with the members, able to ...engaging with group members and conveying information clearly. - Familiarity with the POD brand and personalized products can be advantageous for understanding customer preferences, tailoring engagement strategies, and providing relevant support and assistance. - Great knowledge of online legal issues and cool under pressure - Strong organizational and multitasking skills, a proactive approach and report statistics - Good technical understanding and can pick up new tools quickly - Availability to work days, evenings, nights, as well as weekends as and when required. Working hours: Flexible working hours, about 20 ho...

For this project, I'm seeking a skilled professional who is proficient at integrating composite animation videos. You'll need to be able to: - Generate an animation video with a file ported using Unity Unreal Exe. - Export the video as an mp4. - Complete the job ASAP. - Include these: 1 PLM 2 AI report 3 AI Foreman 4 QA 5 Safety 6 Collaboration with each in less than 10 seconds, you should add these 6 features to the video sequence, by creating a foreman, producing an ai report via chatgpt etc. So the total time would be less than 1 minute 30 seconds. Ideal skills and experience: - Proficiency in Unity Unreal Exe. - Familiarity with Windows mp4 format. - Attention to detail and excellent time management skills. The deadline is a high priority for this ...

I'm in need of an experienced recruiter to help my company fill crucial roles. As a finance company, our roles can range from entry-level to executive, so versatility in experience is key. Skills/Experience: - Proven recruitment experience, preferably in the financial sector - Ability to assess candidates’ skills, experience and aptitudes Please include your past recruitment experience in your proposal.

Pre-Employment Vetting Project [Arizona, USA] - Required Vetting Services: - Education verification - Report Requirements: - Confirmation of Education only - Number of Candidates: - 1 Ideal Skills and Experience: - Experience in conducting Education Verifications - Knowledge of USA Education Regulations - Attention to detail and ability to accurately confirm Education information

...created, you just need to display them on the page). It should be possible to delete and download invoices, both individual documents and all at once. * There are 2 fields created on the site (tariff payment and number of contacts). You need to make sure that these fields are also displayed in the mobile version of the site and add statement generation for these fields. * Set up the generation of a report (pdf file, form will be provided), which displays information about which users did not pay the bills of the previous month * On the 1st day of each month, files must be generated in Excel and XML-Format with the bank data entered by the contractor during registration and the amount to be paid from the account. One file for all users (form will be provided). * Fix the code w...

I am looking for a mid-level QA Tester from India, with experience in both mobile and web applications. The ideal candidate for the job should have:...web applications. The ideal candidate for the job should have: - Experience in testing iOS and Android platforms, as well as web portals - Capable of performing functional and design testing - Proficient in testing user registration, login/authentication, and other functionalities as per the logic - Ability to carry out thorough functionality testing as per the given requirements - Ability to report bugs and issues in the Google Spreadsheet with proper description and snapshots Please note that mid-level experience is a must for this role. The chosen candidate is expected to ensure the quality and performance of our mobile app and w...

Need C# developer to integrate zatca and below actions, Please contact if you have previous experience in zatca einvoice integration. Prefer to develop a rest Api to call zatca and input parameter will provide invoice in Json. Anyone has previous experience on zatca integration is ...if you have previous experience in zatca einvoice integration. Prefer to develop a rest Api to call zatca and input parameter will provide invoice in Json. Anyone has previous experience on zatca integration is preferred, we need to complete as soon as possible. 1. Create CSR certificate 2. Compliance Invoice with simulation and production 3. Clear Invoice with simulation and production 4. Report Invoice with simulation and production Note: We need source code, and it should be configured on o...

I need a 2100-word report on a business-related topic done as soon as possible. The specific aspect of business it should focus on is market analysis. deadline : 18 hours budget: 1800 INR

I need a concise report that specifically focuses on the challenges of physical layer authentication, specifically in the underwater cybersecurity domain. Requirements: - I am seeking a high-level overview of the challenges. The report must provide a comprehensive but succinct understanding of the difficulties faced in this area. - The target audience for this report is cybersecurity professionals. So, the content should be tailored to be relevant and engaging for this group. Ideal Skills: - A deep understanding of cybersecurity, particularly physical layer authentication and underwater security challenges, is required. - Previous experience in writing technical reports targeted at cybersecurity professionals would be highly advantageous.

...testing, you can keep the product & no need to return it. For this job, you only need to experience our product and let us know how you feel about the product so we can make improvements. You have to test the product and share photos or Videos during the testing of this product. After you receive the product, we will give you a week for the test duration and preparation of report. We will be sharing the format of the report. You just have to add your words. If you are interested, kindly answer all the questions below. This is only for those freelancers who are currently residing in USA. 1. Do you own any pets? If yes, which ones? (Betta fish, Normal Aquarium fish, Dog, Cat, Hamster, Hermit Crab, Rabbit, Gecko, Turtle, birds, etc) 2. Do you own a cage? 3. In which c...

Technical Report of automatic tyre inflation system. Need people who have worked in the same

...can help me uncover and report on corruption and corporate scandals. Key Requirements: - Your primary focus will be on corporate scandals and corruption - Your research and investigation skills must be top-notch - Experience in handling sensitive information and maintaining confidentiality is a must - The ability to present your findings in a compelling and newsworthy manner is crucial - Experience with uncovering fraud and unethical business practices will be highly valued. Your investigative work will be centered around a specific case: a car dealership scam. Your task will be to delve deep into this scam, uncover the intricacies of the fraud, and present your findings in a manner that is both engaging and exposes the truth. Time is of the essence for this project so...

I am seeking expertise for my VLSI Magic project that requires: - High-complexity circuit design, calling for an in-depth understanding of intricate electronic circuit schematics. - Proficiency in logic synthesis, particularly in multi-level logic synthesis which is vital for my project. Part 1: Verify the design using a logic design tool. Part 2: Implement your design using Magic VLSI layout tool to generate your project layout Part 3: Test your design using irsim to simulate your project. Project submission should be two items: a- A report PDF file. (PDF) b- A compressed file containing all your codes, simulations, and results. (.zip, .rar)

I'm in immediate need of a proficient content editor to refine my business reports. Key tasks include: - Fine-tuning the language, flow and structure for clarity and effectiveness. - Ensuring the reports adhere to established business language standards. - Providing feedback on how to improve future business reports. Ideal skills and experience: - Solid exper...and structure for clarity and effectiveness. - Ensuring the reports adhere to established business language standards. - Providing feedback on how to improve future business reports. Ideal skills and experience: - Solid experience in editing business related content. - Exceptional attention to detail. - Excellent command of the English language. - Ability to work under tight deadlines, as this project needs to be ...

...monitoring comments and interactions, - Creating appealing, engaging content daily, - Building relationships with other relevant pages and becoming involved in other groups, - Monetising ads within our groups in a way that contributes positively to user experience. - Commenting on threads in our facebook pages to build community and connections, leading to pre sales good will. - Produce a weekly report of key traffic targets and revenue This task is intensive, as it involves managing over 5 groups with daily content needed. It is crucial you have a strong understanding of Facebook operations and monetisation strategies, along with a knack for creating content that encourages positive user engagement and builds community. Understanding audience sentiment being relevent, and hand...

I'm in need of an experienced evaluator to provide a detailed condition report for a residential property. The report should be thorough and comprehensive, covering all aspects of the property's condition and potential areas of concern. Key Responsibilities: - Conduct a thorough inspection of the property - Provide a detailed written report outlining the condition of the property, including any defects or areas in need of repair - Offer professional recommendations for potential improvements or maintenance Ideal Skills and Experience: - Proven experience in property evaluation and condition reporting - Strong attention to detail and ability to conduct thorough inspections - Excellent communication skills, particularly in written reports - Background in res...

Project Description: I am looking for a skilled Data Analyst to help develop a system for classifying email messages as SPAM or HAM. This involves downloading data from a public source, processing it to extract and compute various features, and analyzing these to determine patterns indicative of SPAM. Responsibilities: Download email data from a specified public archive. Create R functions to extract and calculate over 20 variables from each email, such as the number of recipients, percentage of capitals, and URL presence. Analyze this data to explore variable relationships and determine SPAM/HAM status. Generate visual representations of the data and analysis findings. Provide a detailed report on the methodologies used, results obtained, and insights gained. Required Skill...

...observant and discreet in order to undertake this visit. You need to remain in the test centre and complete the exam as if you were a genuine entrant. We have full guidance notes to assist you, which give a very clear background of the environment. The actions that you need to take are actions that test takers attempt, so do not be worried about carrying them out. After the visit there is a report to complete, it is not lengthy but you need to explain what you did and what were the staff responses. The visit lasts one and a half hours. Your payment is $80 per visit. Note that you will need a valid, photo and signature bearing ID for this visit.”...

...observant and discreet in order to undertake this visit. You need to remain in the test centre and complete the exam as if you were a genuine entrant. We have full guidance notes to assist you, which give a very clear background of the environment. The actions that you need to take are actions that test takers attempt, so do not be worried about carrying them out. After the visit there is a report to complete, it is not lengthy but you need to explain what you did and what were the staff responses. The visit lasts one and a half hours. Your payment is $80 per visit. Note that you will need a valid, photo and signature bearing ID for this visit.”...

...observant and discreet in order to undertake this visit. You need to remain in the test centre and complete the exam as if you were a genuine entrant. We have full guidance notes to assist you, which give a very clear background of the environment. The actions that you need to take are actions that test takers attempt, so do not be worried about carrying them out. After the visit there is a report to complete, it is not lengthy but you need to explain what you did and what were the staff responses. The visit lasts one and a half hours. Your payment is $80 per visit. Note that you will need a valid, photo and signature bearing ID for this visit.”...

I am seeking a proficient Google Sheets expert to construct a live dashboard/leaderboard that visually represents daily sales tallies completed by individual sales reps. Key specifications: - Data to be pulle...display sales data for the current day while maintaining access to historical data. - Historical sales data should be visualized through a bar graph. Skills & Experience: - Attention to detail - Time management and delivery on tight deadlines - Proficiency in Google Sheets - Experience in creating dashboards. - Familiarity with data visualization and report generation - Strong analytical skills and precision Your ability to deliver this project efficiently will greatly enhance our sales tracking and reporting capabilities, providing valuable insights into ou...

...observant and discreet in order to undertake this visit. You need to remain in the test centre and complete the exam as if you were a genuine entrant. We have full guidance notes to assist you, which give a very clear background of the environment. The actions that you need to take are actions that test takers attempt, so do not be worried about carrying them out. After the visit there is a report to complete, it is not lengthy but you need to explain what you did and what were the staff responses. The visit lasts one and a half hours. Your payment is $80 per visit. Note that you will need a valid, photo and signature bearing ID for this visit.”...

...observant and discreet in order to undertake this visit. You need to remain in the test centre and complete the exam as if you were a genuine entrant. We have full guidance notes to assist you, which give a very clear background of the environment. The actions that you need to take are actions that test takers attempt, so do not be worried about carrying them out. After the visit there is a report to complete, it is not lengthy but you need to explain what you did and what were the staff responses. The visit lasts one and a half hours. Your payment is $80 per visit. Note that you will need a valid, photo and signature bearing ID for this visit.”...

...observant and discreet in order to undertake this visit. You need to remain in the test centre and complete the exam as if you were a genuine entrant. We have full guidance notes to assist you, which give a very clear background of the environment. The actions that you need to take are actions that test takers attempt, so do not be worried about carrying them out. After the visit there is a report to complete, it is not lengthy but you need to explain what you did and what were the staff responses. The visit lasts one and a half hours. Your payment is $80 per visit. Note that you will need a valid, photo and signature bearing ID for this visit.”...

...be observant and discreet in order to undertake this visit. You need to remain in the test centre and complete the exam as if you were a genuine entrant. We have full guidance notes to assist you, which give a very clear background of the environment. The actions that you need to take are actions that test takers attempt, so do not be worried about carrying them out. After the visit there is a report to complete, it is not lengthy but you need to explain what you did and what were the staff responses. The visit lasts one and a half hours. Your payment is $90 per visit. Note that you will need a valid, photo and signature bearing ID for this visit.”...