I had been Professor for 7 years teaching finance, mktg, mgmt, economics, feasibility study, banking; was supervisor for 5 yrs for a home finance company and a telephone banker for 7 yrs of two top banks in the USA talking to Americans and other various nationalities living in the USA handling their bank accounts, credit cards, debit cards, online banking, lost cards, fraud alerts, etc. Plus, I've written about five hundred (500) assignments / homeworks for my students in the USA in the fields of law, medicine, mathematics, statistics, chemistry, physics, finance, banking, marketing, management, human resources, other technical subjects, etc. through a web-based facilitator. These students won't be seeking my services if their grades on their assignments have been flunks. Also I've written fifty (50) articles about IOT, IT, data analytics, AI, data mining, etc. To keep me fit, I run, swim, do weights. I watch MMA, boxing, NBA, tennis, football, Olympics. I can work under time limits